

A Leading Independent Financial Services Organisation
As an independent organisation, we have contracts with all of the major insurers and investment companies.
The Proper Group is an organisation of privately owned companies, with divisions that specialise in healthcare, employee benefits and financial planning.
We focus on offering an integrated solution to our corporate and individual clients and ensure every client has access to sound advice and great service.
Our Branches
Our Reach
10K
9
40+
Members and Clients
Delivering exceptional service and tailored solutions, we foster lasting partnerships and drive meaningful impact for every individual and organisation we serve.
Servicing All Provinces Nationwide
With a presence in every province, we provide seamless, nationwide service, ensuring accessibility and excellence wherever you are.
Corporate Funds
We offer tailored solutions to corporate funds to meet their requirements for employee benefits.

Explore Our Services
We are an independent brokerage and can place business with any provider, to ensure a comprehensive service offering for our clients.
01
Healthcare Consulting
Proper Healthcare Consulting is KwaZulu-Natal’s leading independent medical aid specialist. Our goal is to provide outstanding customer service with our client centric approach, which in turn provides improved efficiencies for our clients.
Our consultants are distinguished for their experience and capabilities in the healthcare industry ensuring that our clients receive the most effective and professional service. Our extensive skills encompass all aspects of consulting including strategic, operational and member support.
02
Corporate Benefits
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We can provide an obligation free evaluation of your current group risk and retirement arrangement.
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Where no fund exits, we structure a benefit selection in accordance with profile needs
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Where a fund is in place, we investigate the current structure, administration and risk of the fund and the feasibility of moving the administration and risk to another more cost effective provider.
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Monitoring of the day-to-day administration of the fund, which includes the processing of member movement and risk claims. Ensure turnaround times for claim payments are met by the relevant underwriters.
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Reconciliation of contributions on a monthly basis.
03
Financial Planning
As an independent Financial planning organisation, we have contracts with all of the major insurers and investment companies. Our Financial Planners are all highly qualified and hold the relevant accreditations which are necessary to provide sound financial planning advice.
Our Financial Planners are committed to ensuring each client obtains a tailor made solution to their specific needs and risk profile by utilising the proven six step process.
Coupled with an in-house Compliance Manager to ensure adherence to the FAIS Act and General Code of Conduct, we pride ourselves on being able to offer all our clients superior service and advice.
04
Short Term Insurance
At Proper Group, we are committed to ensuring that all services are handled by experts in their respective fields.
We have partnered with short-term insurance specialists to provide referrals for our corporate clients when needed. For individual clients, we offer in-house support for personal short-term insurance solutions, with contracts in place with Discovery, Momentum, Old Mutual, and PPS.
This allows our clients to take full advantage of the highly attractive integrated solutions these organizations offer.
Our Partners
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